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Monday, August 23, 2010

Saving money on cosmetics

There was a great post from DailyWorth and here are a few points taken from Beauty and the Budget by Heather Allard:

Samples, Please

Shop sites and stores that are generous with samples, like Sephora,, and It pays to try products before you buy (and keep a stash for travel).

Steal the Deals
Coupon sites like Dealigg, CouponSuzy and RetailMeNot feature gorgeous deals, steals, coupons and codes that'll save you BIG money on products and shipping. Blogs like the Budget Babe and Mr. Cheap Stuff deliver chic on the cheap.

Kick It Old School
There's a reason why Vaseline, Dove Soap and Ponds Cold Cream are still around. They work—and they're super cheap! A tube of Vaseline costs $3, lasts forever and works wonders on crow's feet. Ditto for Ponds, which removes makeup in a flash.

I personally use MAC and they will give you a free lip gloss if you return 6 empty products! I think it's a good idea to spend money on cosmetics that last a long time and are high quality. However, I tend to experiment with eye shadows at various price points because sometimes inexpensive brands can be pretty good. Drug stores offer a good variety of options at prices that are very affordable. I use Dove soap to wash my makeup off and Cetaphil lotion to moisturize...I refuse to spend money on anti-aging creams.

Monday, August 16, 2010

Winners are not afraid of losing

One of my favorite sections in Rich Dad Poor Dad is in chapter 6 when Kiyosaki goes on to explain how most people are not rich because they are terrified of losing: "Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success."

As a young working professional, I want to be able to make more money but I also must weigh the risks of investing in a volatile market. Although the stock market has ebs and flows, this past year I jumped at the opportunity to buy blue chip stocks for well below the valued price. Then, I got a little too excited and invested in more risky stocks. I am hoping that in the long run the investments I made in both stable and risky stocks will be worth it.

Yet, the fact that I was able to buy stocks in a bad economy gave me the confidence that taking a bit more risks with my money can pay off because if the fear of trying to make money takes over I can never have a chance of enjoying the success.

Wednesday, August 4, 2010

Continuing Education?

Today I saw an ad in Time Out New York for Cooper Union's Continuing Education classes. I always thought it would be fun to take a conversational class in Spanish or Italian just to brush up. However, they offer some really great choices: painting, green building design and New York history to name a few. I really want to sign up but I am procrastinating.